National Teacher Suraksha Policy
In a groundbreaking move, National Insurance Company Limited, a trusted entity since 1906 and a Government of India undertaking, has launched the National Teacher Suraksha Policy. This is the first-ever insurance product designed exclusively for educators, aiming to provide comprehensive protection tailored to their unique needs. Whether you are a teacher, instructor, or coach in an educational institute, a corporate setting, or even a freelancer, this policy offers robust coverage options to ensure peace of mind.
Key Features of the National Teacher Suraksha Policy
Inbuilt Cover:
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24/7 Worldwide Personal Accident Insurance:
- Coverage up to ₹50 Lakhs.
- Provides extensive protection regardless of where you are in the world, ensuring you are safeguarded against unexpected accidents around the clock.
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Critical Illness Cover:
- Coverage up to ₹5 Lakhs.
- Offers financial support for the treatment of 11 specified critical illnesses, giving you the confidence to tackle serious health challenges without financial stress.
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Third-Party Liability Cover:
- Coverage up to ₹5 Lakhs.
- Protects you against legal liabilities arising from accidental damages or injuries caused to third parties during your professional activities.
Optional Cover (Available at Additional Premium):
A. Temporary Total Disablement:
- Provides ₹5,000 per week for up to 100 weeks.
- Ensures a steady income stream if you are temporarily unable to work due to an injury.
B. Laptop/Tablet Cover:
- Coverage up to ₹1 Lakh.
- Protects your essential teaching tools against theft or damage, ensuring minimal disruption to your professional activities.
C. Health Insurance:
- Coverage up to ₹5 Lakhs on an individual or floater basis.
- Offers comprehensive health insurance to cover medical expenses, promoting your overall well-being.
Affordable Premiums
The National Teacher Suraksha Policy starts at an approximate premium of ₹672 per year, which translates to just about ₹1.83 per day (based on minimum age/sum insured criteria, plus GST). This makes it an affordable option for educators at all levels, providing extensive coverage without a hefty price tag.
Who Can Avail of This Policy?
This policy is designed to protect educators from all walks of life, including:
- Teachers in educational institutions
- Instructors and coaches in corporate or non-corporate organizations
- Freelancers based on self-declaration and description
How to Avail of the Policy
To take advantage of this comprehensive insurance policy, visit the nearest office of National Insurance Company or contact an insurance adviser. You can also find more details and apply online by visiting the official website at National Insurance Company.
For detailed terms and conditions, please read the complete prospectus and policy documents.
National Insurance Company Limited continues to support and safeguard the invaluable contributions of educators across the nation with the National Teacher Suraksha Policy. This policy ensures that our nation builders can focus on shaping the future without worrying about unforeseen financial burdens.
Simplify Payment Collection with PaySensei
To further enhance the professional lives of tutors and coaches, PaySensei offers a seamless solution for managing student payments. PaySensei enables educators to send automated payment reminders via WhatsApp, ensuring timely fee collections without the hassle of manual follow-ups. With pricing plans starting as low as Rs. 167 per month, PaySensei is both simple and affordable, making it an ideal choice for those seeking to streamline their payment processes and focus on their teaching.